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When you first launched into your working life, you may have dreamed of the day you could hang up your employee ID badge and turn off your alarm clock and cellphone.

But for many workers, when it actually happens, the transition to retirement can feel daunting. That dream you had at age 25 of sipping pina coladas on the beach may feel more like "What now?" at 65.

Like any major life transition, retirement is a time of shifting priorities. And how you spend all that newfound free time can make a big difference in your health and quality of life. Here's how to make the most of your post-working years.