Financial issues

People with young-onset Alzheimer's often have to quit work, and this loss of income is a serious concern. Finances get even tighter if spouses or partners also quit their jobs to become full-time caregivers.

Some medical benefits plans and many social-support programs won't provide assistance unless the person with Alzheimer's is older than age 65. Younger people may need special waivers to get into such programs. What you can do:

• Talk with a financial planner and an attorney to help you plan for your future financial needs.
• Ask your employer whether early retirement is an option.
• Explore what benefits may be available to you through Social Security, Medicare or Medicaid.
• Organize your financial documents and make sure your spouse or partner understands and can manage your family's finances.